/* Broker del Sur: claro, minimalista, mucho aire; el azul de marca solo como acento */
:root{
  color-scheme:light;
  --azul:#0446F1;--azul-osc:#0336BD;--marino:#0B1B33;--tinta:#16233A;--suave:#56657A;--tenue:#8492A6;
  --fondo:#FFFFFF;--tinte:#EEF3FA;--linea:#DCE4EE;--celeste:#E3EDFF;
  --r:10px;--ancho:1120px
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Outfit",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:17px;line-height:1.7;color:var(--tinta);background:var(--fondo);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--azul);text-underline-offset:3px;text-decoration-thickness:1px}
a:hover{color:var(--azul-osc)}
.wrap{max-width:var(--ancho);margin:0 auto;padding:0 24px}
h1,h2,h3{font-weight:600;line-height:1.15;margin:0 0 .55em;letter-spacing:-.015em;color:var(--marino);text-wrap:balance}
h1{font-size:clamp(2.1rem,4.8vw,3.4rem);font-weight:600}
h2{font-size:clamp(1.55rem,3vw,2.1rem)}
h3{font-size:1.12rem;letter-spacing:-.005em}
p{margin:0 0 1em}
.kicker{display:block;font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--azul);margin-bottom:14px}
.lead{font-size:1.18rem;line-height:1.6;color:var(--suave);max-width:680px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:var(--marino);color:#fff;padding:8px 12px;z-index:100;border-radius:6px}

/* Encabezado */
.cab{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--linea)}
.cab .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.marca{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--marino)}
.marca img{height:36px;width:auto}
.marca b{font-weight:700;font-size:1rem;line-height:1;letter-spacing:.06em;text-transform:uppercase;color:var(--marino)}
.marca small{display:block;font-size:.6rem;font-weight:500;letter-spacing:.22em;color:var(--tenue);margin-top:5px}
.menu{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.menu>li{position:relative}
.menu a,.menu button.sub{display:block;padding:10px 14px;color:var(--tinta);text-decoration:none;font:inherit;font-size:.95rem;font-weight:500;background:none;border:0;cursor:pointer;border-radius:6px}
.menu a:hover,.menu button.sub:hover,.menu a[aria-current=page]{color:var(--azul)}
.menu .desp{display:none;position:absolute;left:0;top:100%;min-width:280px;background:#fff;border:1px solid var(--linea);border-radius:var(--r);padding:8px;list-style:none;margin:0;box-shadow:0 16px 40px rgba(11,27,51,.10)}
.menu .desp a{font-weight:400;padding:9px 12px}
.menu .desp a:hover{background:var(--tinte)}
.menu li:hover>.desp,.menu li:focus-within>.desp,.menu li.abierto>.desp{display:block}
.menu .cta{background:var(--azul);color:#fff;font-weight:600;margin-left:10px;padding:10px 20px;border-radius:999px}
.menu .cta:hover{background:var(--azul-osc);color:#fff}
.hamb{display:none;background:none;border:1px solid var(--linea);border-radius:8px;color:var(--marino);padding:9px 14px;font:inherit;font-size:.95rem;cursor:pointer}
@media(max-width:900px){
  .hamb{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--linea);padding:12px 24px 22px;max-height:calc(100vh - 76px);overflow:auto}
  .nav.abierta{display:block}
  .menu{flex-direction:column;align-items:stretch}
  .menu .desp{display:block;position:static;border:0;box-shadow:none;padding:0 0 6px 12px;min-width:0}
  .menu button.sub{width:100%;text-align:left;color:var(--tenue);font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;padding-bottom:4px}
  .menu .cta{margin:12px 0 0;text-align:center}
}

/* Botones */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;border-radius:999px;font-weight:600;text-decoration:none;font-size:.98rem;border:1.5px solid transparent;cursor:pointer;font-family:inherit;transition:background .15s,border-color .15s,color .15s}
.btn.pri,.btn.azul{background:var(--azul);color:#fff}
.btn.pri:hover,.btn.azul:hover{background:var(--azul-osc);color:#fff}
.btn.linea{border-color:var(--azul);color:var(--azul);background:transparent}
.btn.linea:hover{background:var(--celeste)}
.botones{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#DCE8FF 0%,#F3F7FF 100%);padding:96px 0 88px;border-bottom:1px solid var(--linea)}
.hero:before{content:"";position:absolute;right:-60px;top:50%;transform:translateY(-50%);width:520px;height:412px;background:url(emblema-azul.png) no-repeat center/contain;opacity:.10}
.hero .wrap{position:relative;z-index:2}
.hero h1{max-width:780px}
.hero.chico{padding:56px 0 60px;background:var(--marino);border-bottom:0}
.hero.chico h1{color:#fff}.hero.chico .lead{color:#C3CFE0}
.hero.chico .migas,.hero.chico .migas a{color:#93A4BC}.hero.chico .migas a:hover{color:#fff}
.hero.chico .btn.linea{border-color:rgba(255,255,255,.5);color:#fff}.hero.chico .btn.linea:hover{background:rgba(255,255,255,.1)}
.hero.chico:before{display:none}
.hero.chico h1{font-size:clamp(1.9rem,4vw,2.8rem)}
@media(max-width:820px){.hero{padding:60px 0 56px}.hero:before{width:300px;height:238px;right:-80px;opacity:.05}}
.migas{font-size:.85rem;margin-bottom:22px;color:var(--tenue)}
.migas a{color:var(--suave);text-decoration:none}.migas a:hover{color:var(--azul)}
.sellos{display:flex;flex-wrap:wrap;gap:10px 30px;margin:44px 0 0;padding:26px 0 0;border-top:1px solid #C5D5F2;list-style:none;font-size:.92rem;color:var(--suave)}
.sellos li:before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--azul);margin-right:10px;transform:translateY(-2px)}

/* Secciones */
section{padding:84px 0}
section.oscura{background:var(--tinte)}
section.clara{background:var(--fondo)}
section.marina{background:var(--marino);color:#C3CFE0}
section.marina h2,section.marina h3{color:#fff}
section.marina .kicker{color:#8FB4FF}
section.marina .lead{color:#C3CFE0}
section.marina .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.14);color:#fff}
section.marina .card p{color:#B4C2D6}
section.marina .card .mas{color:#8FB4FF}
section.marina a.card:hover{border-color:#8FB4FF;box-shadow:none;color:#fff}
section.marina .panel{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14)}
section.marina .panel p{color:#C3CFE0}
section.marina .btn.linea{border-color:rgba(255,255,255,.5);color:#fff}
section.marina .btn.linea:hover{background:rgba(255,255,255,.1)}
section+section:not(.oscura):not(.clara),section.clara+section.clara{border-top:1px solid var(--linea)}
@media(max-width:820px){section{padding:60px 0}}
.cabsec{max-width:720px;margin-bottom:40px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.grid.dos{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--linea);border-radius:var(--r);padding:28px;text-decoration:none;color:var(--tinta);transition:border-color .15s,box-shadow .15s}
a.card:hover{border-color:var(--azul);box-shadow:0 10px 30px rgba(4,70,241,.08);color:var(--tinta)}
.card h3{margin-bottom:8px}
.card p{margin:0;color:var(--suave);font-size:.97rem;line-height:1.6}
.card .mas{display:inline-block;margin-top:16px;font-weight:600;font-size:.9rem;color:var(--azul)}
.card .num{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;border:1.5px solid var(--azul);color:var(--azul);font-weight:600;font-size:.95rem;margin-bottom:16px}
.dosc{display:grid;gap:56px;grid-template-columns:1.2fr .8fr;align-items:start}
.dosc>*{min-width:0}
@media(max-width:860px){.dosc{grid-template-columns:1fr;gap:32px}}
.prosa{max-width:720px}
.prosa p,.prosa li{color:#2B3950}
.prosa h2{margin-top:1.7em;font-size:clamp(1.35rem,2.4vw,1.7rem)}.prosa h2:first-child{margin-top:0}
.prosa h3{margin-top:1.5em}
.prosa ul,.prosa ol{padding-left:1.2em;margin:0 0 1.1em}
.prosa li{margin-bottom:.45em}
.lista{list-style:none;padding:0;margin:0}
.lista li{position:relative;padding:0 0 12px 22px;color:#2B3950}
.lista li:before{content:"";position:absolute;left:2px;top:.72em;width:6px;height:6px;border-radius:50%;background:var(--azul)}
.panel{background:var(--celeste);border-radius:var(--r);padding:30px}
section.oscura .panel{background:#fff;border:1px solid var(--linea)}
.panel h3{margin-top:0}
.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.chips li{border:1px solid var(--linea);border-radius:999px;padding:7px 16px;font-size:.93rem;color:var(--tinta);background:#fff}
table{width:100%;border-collapse:collapse;margin:0 0 1.2em;font-size:.96rem}
th,td{text-align:left;padding:13px 14px;border-bottom:1px solid var(--linea);vertical-align:top}
th{color:var(--marino);font-weight:600;border-bottom-color:var(--marino)}
.tabla{overflow-x:auto}

/* FAQ */
details{border-bottom:1px solid var(--linea)}
details:first-of-type{border-top:1px solid var(--linea)}
summary{cursor:pointer;padding:20px 44px 20px 0;font-weight:500;font-size:1.05rem;color:var(--marino);list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-50%);font-size:1.5rem;font-weight:300;color:var(--azul)}
details[open] summary:after{content:"–"}
details p{padding:0 44px 22px 0;margin:0;color:var(--suave);max-width:760px}

/* Banda CTA */
.banda{background:var(--azul);padding:64px 0}
.banda .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.banda h2{margin:0 0 6px;color:#fff}.banda p{margin:0;color:#E3EDFF;max-width:560px}
.banda .botones{margin:0}
.banda .btn.pri{background:#fff;color:var(--azul)}
.banda .btn.pri:hover{background:var(--celeste);color:var(--marino)}
.banda .btn.linea{border-color:rgba(255,255,255,.5);color:#fff}
.banda .btn.linea:hover{background:rgba(255,255,255,.1)}

/* Formulario */
form.cot{display:grid;gap:16px;grid-template-columns:1fr 1fr}
form.cot .full{grid-column:1/-1}
@media(max-width:640px){form.cot{grid-template-columns:1fr}}
label{display:block;font-size:.85rem;font-weight:500;margin-bottom:6px;color:var(--tinta)}
input,select,textarea{width:100%;padding:12px 14px;border-radius:8px;border:1px solid #CBD3DE;background:#fff;color:var(--tinta);font:inherit;font-size:1rem}
input:focus,select:focus,textarea:focus{outline:2px solid var(--azul);outline-offset:1px;border-color:var(--azul)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--azul);outline-offset:3px}
textarea{min-height:110px;resize:vertical}
.nota{font-size:.86rem;color:var(--tenue)}

/* Pie */
.pie{background:#081426;padding:64px 0 28px;font-size:.93rem;color:#9FB0C6}
.pie .cols{display:grid;gap:36px;grid-template-columns:1.4fr 1fr 1fr 1fr}
@media(max-width:860px){.pie .cols{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.pie .cols{grid-template-columns:1fr}}
.pie h4{color:#fff;font-size:.76rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px}
.pie ul{list-style:none;padding:0;margin:0}.pie li{margin-bottom:9px}
.pie a{color:#9FB0C6;text-decoration:none}.pie a:hover{color:#fff}
.pie .logo{height:44px;width:auto;margin-bottom:18px;display:block}
.pie .legal{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:.82rem;line-height:1.6;color:#7C8DA5}
.pie .legal a{color:#9FB0C6;text-decoration:underline}
.wa{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:60;background:#fff;color:#128C4A;border:1px solid var(--linea);font-weight:600;text-decoration:none;padding:11px 20px;border-radius:999px;box-shadow:0 8px 24px rgba(11,27,51,.14);font-size:.93rem}
.wa:hover{color:#0E6F3A;border-color:#128C4A}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.cab,.wa,.banda{display:none}}